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Below are some key tools to help you with your transactions.

New Resources Available!

The Point Portal at a Glance

Wholesale Closing Fee Chart 

The Point Welcome Guide

VOI Services Transaction Matrix

Home Possible Flyer or Fact Sheet

Ordering a VA IRRRL Case Number

Ordering a VA Appraisal

Loan Submission Job Aid

Uploading Conditions Job Aid

Change of Circumstance Job Aid

DU Job Aid - Requesting Additional Sponsoring Lenders

DU Job Aid - Registering Online for Desktop Originator

New Automated Phone System Guide

HPF Wholesale Disaster Declaration

e-Consent User Guide and e-Sign Disclosures User Guide

Condition Documents Upload - Job Aid

LP Loan Assignment Process

Know Before You Owe (TRID) Lunch & Learn Webinar Slides


CEMA-Approved Attorneys & Fees

Allowable VA Fees

Changing Loan Programs Policy

FHA Handbook 4000.1 Training Video

FHA Handbook 4000.1 Job Aid 

FHA Loan Limits

HUD Mortgage Letters

Fannie Mae Loan Limits

FHA Approved Condos

FHA Connection

Pricing and Rate Lock Procedures_Wholesale

RD1980-21 (Required for USDA files - includes How-To Guide)

Request for Insurance Certificate Sample

The Point Flyer      


Payment for Cenlar – All FHA, VA and USDA loans with doc dates on or after June 1 2017 will continue to have the following address listed in Closing Package:

Payment Address:
Home Point Financial Corporation
P.O. Box 11733
Newark, NJ 07101-4733

Hazard Ins authorization (mortgagee clause insurance):

Home Point Financial corporation, ISAOA/ATIMA
C/O Cenlar Loan Administration
P.O. Box 202028
Florence, SC  29502-2028

All Conventional and Other loans with doc dates on or after June 1 2017 will change to the following:

Hazard Ins authorization (mortgagee clause insurance):
Home Point Financial Corporation ISAOA/ATIMA
P.O. Box 5017
Troy, MI  48007

Payment Address:
Home Point Financial Corporation
P.O. Box 790309
St. Louis, MO 63179-0309



HomeReady Resources

HomeReady is designed for creditworthy, low- to moderate-income borrowers, with expanded eligibility for financing homes in designated low-income, minority, and disaster-impacted communities.

Here are a few resources to get you started.

  • Determine eligibility. There are income eligibility requirements. Click here for an interactive map that gives income limits by address or zip code.
  • Factsheet. Click here to see the high level details.
  • Original announcement with full details, click here.

Framework Education Resource for Buyers

Buying a home is a big deal. Do it right.

Once upon a time, buying a home was simple. Today, the game has changed. Whether you’re buying for the first time or the fifth, you need to be more savvy, more proactive. With homebuyer education, you can be. It’s not just about buying a home—it’s about staying in it. Research shows that informed homebuyers are successful homeowners.

Framework is the only online homebuyer course designed by experts in online learning. It’s comprehensive, so you’ll have all the facts you need to navigate every step of the buying process. And you can learn when, where, and how you like.

To get started, visit Framework here.

If you’d like to learn more first, watch this short overview video.

Home Point Financial - NMLS #7706
1194 Oak Valley Drive, Suite 80, Ann Arbor, MI  48108
Toll Free:  (866) 400-1362
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